National City Mortgage - Potential Litigation

Chimicles & Tikellis is investigating a potential class action lawsuit against National City for the assessment of certain late fees and the refusal to accept partial payments relating to mortgages. Specifically, assume a borrower owes a monthly mortgage payment in January but fails to make such payment. If he or she makes a timely payment for February and all successive months, National City is suspected of applying the timely February payment to January and assessing a late fee for both January and February. When the timely March mortgage payment comes in, that payment is applied to February and more late fees are assessed to the consumer. Additionally, National City may be refusing payments from borrowers when any amount less than full payment is presented. Such acts may be a violation of good faith and fair dealing.

If you have a mortgage or home equity loan through National City and have been assessed late fees and/or had a partial payment returned to you then please contact the attorneys listed below.